Business Credit Cards are a Better Way to Manage Business

Art Taylor asked:

Business cards still have an application and approval process, still include an interest rate on purchases, and still have an impact on credit scores. They are available with low APR, zero introductory interest rates, balance transfer options, rewards, like airline miles or cash back, and on and on. Business credit cards are similar to personal credit cards in how they are obtained, how they are used, and how they work, however business credit cards also offer unique business oriented benefits and generally offer high lines of credit. They also offer travel discounts on cars and hotels, travel insurance, and even restaurant savings. The truth of the matter is, business credit cards will help your business grow and there is no doubt about it.

Business owners also understand that securing a business credit card early on in the life of the business, helps the business to build its credit track record; and that the sooner a track record is established, the sooner the business will be able to carry the business credit card liabilities on its own. These cards have gradually become one of the most common forms of business credit that assists businesses meet their urgent requirements, even when there is a deficiency of cash. Businesses, both large and small, are no different from private consumers when it comes to the benefits of credit cards, and many businesses rely on the convenience and flexibility of these cards in order to aid the smooth running of their finances.

Business credit cards often secure preferential exchange rates to the business traveler and business credit card issuers also arrange for worldwide emergency and travel assistance. Currently, business credit cards offering zero percent interest rates and reward rich incentives are advertised widely and these types of business cards are going to be more widely marketed to small business owners in upcoming months.

Business credit cards are accepted virtually everywhere, which is great for those who need equipment or supplies in a hurry. Business credit cards are usually issued to corporate executives or business owners in order to more easily keep business expenses separate from personal charges. Business cards for businesses in general, and for small business in particular, have become increasingly popular as more and more businesses start to realize the benefits. Business credit card volume has grown 20% annually since 2000 and business cards can be issued to more than one individual. They are a great way to increase cash flow and solve cash flow problems.

Business Credit Cards are wonderful financial tools for all types of business. But there are drawbacks to small-business credit card usage as well. A business credit card carries the same personal liability as a personal card. So if the business defaults on credit-card payments, a creditor can come after the person who signed the card for payment. Moreover, your small-business credit card will be noted on your personal credit reports and a few late payments could seriously damage your personal credit score, while a big debt increase by the business could make you look more overextended than you really are, regardless of the payment history. Still, no matter what, once your business has established its own credit history, you should be able to remove your small-business credit card from your personal credit reports. One other word of caution: because business credit cards are meant to be used by companies, not consumers, they come with fewer consumer protections than a personal credit card.

From the above, you can see that the vote is in. Business credit cards are wonderful financial tools for all types of businesses. And, if you do not have one for your business now, perhaps you should be considering getting one in the near future. After all, financial tools that come with great features and benefits are a business necessity.

La Printing: Guide Questions on Choosing a Printer

Carlet asked:

Los Angeles is known as a tourist destination – a hotspot popular for its sights and sounds. It is where a lot of things are. Among these, of course, is your LA printing company known for its professional products and service.

LA printing companies are very competitive, locally and nationwide. They offer quality prints that are made through a meticulous, sometimes rigid process where it checks for quality at every corner.

But like any smart client or customer, there are things you should ask yourself and find out before acquiring the services of a particular printer. It would help you and serve you well to ask certain things in order to see which fits your expectations. Knowing what you want is important for it will help you make decisions, if they arise, along the way. It will also make for a satisfying print job since you can gauge where printing companies can extend their services.

Ask yourselves these questions. Better yet, try to find out and compare LA printing companies against other companies and see which fits the bill.

• Can the company print as much quantity as you need? Know the number of printing materials you need and in which process will they be produced. If it is offset printing, then your materials from business cards to posters can be produced easily by the thousands. It produces consistent high-resolution prints every time, form a few hundred orders to thousands. And of course, it does this at a fast rate.

• Can they produce prints in the shortest possible time? Printing companies have different turnaround times. Turnaround time is the number of days the printers need to finish the printing process for your prints. This does not include weekends, holidays and shipping time. There are, however, rush printing services that pushes the limits of printing companies to give you your prints in the shortest turnaround time possible.

As an example, there are LA printing companies who offer next day turn around for certain digital printing jobs and then there are those who offer 2days turnaround time for certain print jobs in offset printing.

• Can I check on the status of my printing materials from time to time? Many LA printers have job management portals online where you can check the status of your print job. You can view if it’s in the pre-press department or if it is already being gang-run. And with one-to-one customer service support, you can ask them about certain details or information about your print’s status.

• Can the company give me the estimated cost of my expenses? LA printing companies are also online printers who have explored and invested in the world wide web. Such that their sites may carry programs that instantly give you a printing quote for your printing project. This is ideal for you can put in any specification and automatically see just by how your printing quote goes up or down.

• Does the company offer complementary services or programs that would in the prints’ design? LA printing companies are absolutely well rounded. Some of them host professionals who can view and edit your graphic designs for an additional fee. However, there are programs such as online design tool that allows you to create your own design. These programs are user friendly and fool proof with its ease of use.

• What other perks or benefits am I going to enjoy with a particular printing company? Aside from getting fast, affordable and quality print jobs, there are companies who offer discounts for first time customers. There are too printing companies who offer free ground shipping for certain types of print jobs. The perks or benefits you are be looking for really depends on your priorities and what you desperately want in a printer.

But the fail safe option however will bring you to LA printing companies with years upon years of experience. You can be sure that they’ve mastered all the steps in making your prints, that the whole process is as efficient as possible. Thus, their expertise and experience largely contributes to a highly satisfying print job that you won’t ask for anything else.

Make the smart move and ask yourself what you really want, what are your priorities in your printing projects and the like. Knowing what to expect from a printing company shall help you realize and actualize such goals.

Get an LA printing company to do your printing job now and see just what makes it a cut above the rest.

“The Best Marketing Secret EVER!” by Victoria Player

Victoria Player asked:

This past week I’ve been having a bit of a clear out. You know what they say; a cluttered work space causes a cluttered mind… that’s true for me anyway!

I came across an old marketing book which I avidly read cover to cover when I very first qualified as a certified coach a few years ago and ventured into the world of business. The book covered what was supposed to be the A-Z of marketing a service business.

Having had a flick through the pages I was amazed to find that many of the suggested strategies were archaic. Would you believe that “Yellow Pages Advertising” was featured as a recommended place to start promoting a business? I ask you. When was the last time you looked in the Yellow Pages?

In this day and age the first place people begin to do any research is on the Internet. So if you’re keen to begin marketing your products and services successfully then you need to be where people are searching… online!

Although traditional lead generation strategies still work we are now moving in a fast paced world. This is the information age where we can connect with thousands of people from around the globe. We have the knowledge we need at our figure tips with the simple click of a button. We all have greater demands on our time and as coaches, consultants, service-based business owners and women entrepreneurs many of us are time poor.

This is where social media and online marketing strategies come into play. They are exceptionally powerful ways to locate and connect with your target market and will save you heaps of time. Of course, time away from your business can mean money lost too. I’m sure you can remember the time spent travelling to and from networking events just to pick up a few business cards of people who may or may not be interested in what you do.

Lead generation online is much more flexible, time saving and targeted. It enables you to stop marketing one-to-one and begin reaching thousands of your IDEAL customers and clients across the globe, online for less than the price of your daily newspaper.

In fact, there are many ways for you to market yourself on the Internet including email marketing, joint ventures, social media marketing, video marketing, podcasting, pay-per-click advertising, affiliate programs and the list goes on and on.

So if you’d like to get to grips with some of the basics of online marketing and learn how to generate MORE LEADS, attract MORE CLIENTS and make MORE MONEY online then join me on my special prveiew call titled: “Simple Secrets to Attract MORE Clients and Get People Interested in What YOU Do.” Don’t miss out. Snap up your spot here.

Creating a Brand Identity With Professional Design

Website Design Weston asked:

The design process is crucial to any business, whether it is creating a simple company logo, or the design of an entire corporate campaign.

Once your business is up and running, any form of corporate identity will act to represent the company visually creating a brand. If you look at big corporate companies you will notice company branding stands the test of time for many years before it is appropriate to re-develop.

Many companies never change their logo design dramatically but only make the smallest of changes to keep the design looking fresh.

It is worth taking time and not rushing a company logo or corporate identity design as your design will represent your company and be around for a very long time.

Logo design is creating a unique symbol / graphic to reflect your companies image and vision. A successful logo becomes a symbol of your companies identity, shows your professional and should be used on your on business cards, letterheads, compliment slips, vehicle signage or website.

When you choose to have a logo designed ask for a few different designs to choose from, each logo should have its own character and style. Giving you the best options to suit your needs.

Your logo design should be professional and prove to be a statement of your business to new / existing clients, suppliers and staff, your logo design needs to easily identify its purpose and values of your company and bring instant credibility.

If you own a small company, with a well-designed logo your business will look big. It will look more professional inspiring confidence to your customers.

A striking logo is paramount for the image of any business, small or large. The design creates a starting block for a companies corporate identity, the right colours, fonts and is of great importance when starting to design business cards, compliment slips, letterheads and a website, keeping all styles consistent throughout creating your brand identity.

Logo design types

High / Low resolution

If you are looking at starting a new business, you will need a logo. All logo designs should be unique to your business, no templates, no free graphics or clipart, just bespoke designs for your company.

Below is a break down of the different types available:

Logo designs for onscreen

Low resolution RGB 72dpi

Ideal for websites, emails, PowerPoint presentations and general onscreen viewing only. Because of the small size they can be downloaded very quickly but are not suitable for print.

Logo designs for print

High resolution CYMK 300dpi

High Resolution Logo Design

Must be use for printing high quality material e.g. letterheads, business cards, compliment slips, banners, posters etc. This means your logo will be clear and crisp when printed, if a low resolution logo is used it is likely that the end result will be blurred, blocky and illegible.

Logo design – redraw and enhancement

Alternatively, if you do not require full logo design service, you could re-design, redraw or enhance your existing logo for print or website use.

By Ben Smith

Graphic Design Somerset

Types Of Stationery That Can Benefit Your Business

Suzanne Bradley asked:

 

Business stationery is an important consideration for any business. Chances are your business has letterhead stationery and a professional logo, as well as business cards and pamphlets. Do you have all the stationery that could benefit your business? Take a look at this list of stationery items that you may not have considered. Below are just a few reasons why your business can benefit from using good stationery.

 

Letter Paper

Start with Top Quality Business Stationery printed with your business name, address and contact details. Professionally printed, high quality stationery creates a professional image for your small or medium sized business. It’s ideal for business correspondence, proposal letters and cover letters for reports. Choose from grey, ivory or white for most businesses, and print in black ink for the most professional, traditional impression.

 

Another classic choice for business letter paper is Business Favorite Monarch, a high quality letter paper in ivory or white. Have it printed with your company name and letterhead in black for the most professional business impression, or choose blue, grey or wine for a more modern expression.

 

Correspondence Cards

For more casual correspondence, businesses and executives are turning more towards correspondence cards. The smaller size is ideal for writing personal notes to include with orders and reports, or sending off with just a quick note to a business associate or colleague. You can choose an All-in-One Correspondence Card and order a box for each of your sales associates or executives. You should have the employee name printed at the top of the card and the company name at the bottom. You could always encourage your execs to use them for thank you notes and other casual contacts.

 

For the socially aware company, choose Recycled Correspondence Cards made with 100% post-consumer recycled paper. Available in ivory or white, and 100% bleach free, you can keep to your commitment to the environment while still maintaining a professional image.

 

Business Thank You Cards

While correspondence cards can fill the bill as thank you cards when one of your employees wants to acknowledge a business colleague or a customer, there are times when the thank you should come from your business as a whole. Business Thank You Cards are an elegant way for your company to promote strong, lasting professional relationships with important customers and clients. The stylish design highlights both the company and its staff, while leaving just enough room for a quick thank you note. By the way, these thank you notes should always be hand written.

 

Self Seal Privacy Envelopes

Business correspondence includes paying bills and sending out invoices. Self Seal Privacy Envelopes printed with your company name and address make the process far easier while providing privacy and concealing the contents of the envelope. The self sealing flap saves time for your bookkeeper, especially if you’re doing the bookkeeping yourself. No sticky glue after-taste, no sloppy sponges to moisten envelope seals, and always a clean, business-like appearance.

 

Corner Bill Payer Envelopes offer the same functionality with a bit more style. Print your company name and address in the top left corner, but be sure to give it a bit of flair with the name along the side and the address printed in one line along the top. Try to make it look chic but also professional at the same time.

 

We’ve Moved and New Address Cards

If your company moves, a small investment in personalized printed cards to let your customers know your new address and phone number will pay off in the short run and the long run. Send out New Address cards to let customers know where they can find you now, and where to send their payments. We’ve Moved cards is a great way to make sure that all of your customers and important clients get the message that you’ve got a new home.

 

Personalized Self Stick Memos

Sticky notes could be just about the handiest invention of the past hundred years. You can use them to personalize formal letters by writing a quick note and sticking it to the first page of the letter. Add personalized instructions to a form letter or contract by sticking a self stick memo to the places you want to highlight. Mark important passages, comment on reports before passing them on and highlight important information with a memo. You can have them personalized with your own name or a company name, and use them in house, or distribute them to clients or customers along with special orders.

 

Large Name Business Mailers

If you typically mail out reports, brochures and pamphlets in manila envelopes, take a step up towards a real professional appearance. Large Name Business Mailers feature your company name in extra large print in the left hand corner so that your business really stands out, both at the post office and on your customers’ desks.

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The UPrinting Online Printing Blog Features Printing , Design and Marketing Tips, Along With the Latest Printing News and Offers From UPrinting.com.

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Why You Need Flyer Printing To Succeed

Leaflet Printing widely renowned as a method of applying various media such as graphics and text, and diagrams, among other things, into the small and convenient format. It is used mainly when the user is attempting to get an amount of …

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