Category: Travel

Different Types of Travel Agencies

Cynthia Andrews asked:

The main function of any travel agency is to, of course, act as an agent. This includes selling tickets and travel products, reservations, and so on, on behalf of one or several suppliers. Travel agents generally work with no charge to the traveler him or herself. Rather, the travel agent takes a small commission from the overall cost. Again, this isn’t added on top of the sale or anything like that. Rather, their commission is taken out of the advertised price.

So why go through a travel agent? Well, besides the simplicity and convenience, the main draw is that travel agents receive tickets at significant discounts.

This is pretty much how travel agencies work the world over. However, there are a few different types of travel agents…

General Sales Agents for Foreign Travel Companies

A general sales agent is something like a tourism ambassador. A company with its headquarters located in, say, Japan, might set up travel agency offices all around the world to encourage tourism to the country where their headquarters is located. The travel agent will still seek to find better deals for their customers (as, after all, that’s what turns a customer into a return customer), so they are not indebted to any one airline or hotel, but, they do tend to focus strictly on travel to, and within, the country where their headquarters is located.

Business and Commercial Travel Agencies

Most travel agencies have a department of business travel and a department of leisure travel. The needs for one traveler and the other tend to vary in a few significant ways, and so, splitting up the duties amongst a couple of departments can help to allow either department to specialize, finding better deals for business travelers on the one hand, and better deals for leisure travelers on the other. However, there are also travel agencies that specialize strictly in business and commercial travel. Incidentally, there aren’t a whole lot of agencies that restrict themselves solely to leisure travel.

By Class

In the United States, there are several main types of travel agencies: corporate-owned national chains, national/international franchises, membership associations — such as AAA — and independent, locally owned travel agencies with no brand or corporate affiliation. National chains will have the most consistent policies and pricing not matter where you go, and often the best international “hotline” customer service, but not always. Big-name franchises offer similar perks but different local owners can opt out of certain promotions and pricing specials. Membership-based associations are often less commission-focused since they rely on member fees. Independent agencies tend to cater to niche markets, such as assisting sports teams, church and school groups looking for inexpensive travel, and large group options.

Cargo Travel Agencies

A few travel agencies specialize in shipping cargo. Of course… that’s not entirely relevant if you’re looking to fly for business or personal reasons. Still, this should go to show how many different areas an individual agency can specialize in.

Online Travel Agencies

One of the real boons to the travel agency industry has been the use of the internet to allow travel agents to let their travelers compare a wide variety of options for hotels and airline tickets. Ironically, there was some fear for a period of time that, by selling tickets directly to travellers, the travel agencies would go out of business. However, a handful of travel agencies have proven that, even if you can find good deals yourself, there are still instances where a travel agency can find you an even better one. Many traditional bricks-and-mortar travel agencies now have full-service web sites so that you can get the best of both worlds: convenience of self-serve online booking with the benefit of talking to a real person when you need it.

Multi-Destination and Niche Agencies

If you want to split it up into just two types of travel agency, you have multi-destination and niche. Multi-destination out-bound travel agencies are usually larger, offering flights to just about anywhere. Niche agencies are usually independent, and focus on one specific part of the world. If you’re flying to say, Greece, you might find a niche agent who knows the area very, very well. Most of these niche agencies cater mainly to people with family in that country, or who do business there on a regular basis.

Consider your individual needs, preferences, and trip objectives when choosing your travel agent. Different types of agencies provide different levels and types of services. If you are a frequent globe trotter, you may want to use a large corporate travel agency with many branches in countries all over the world. Or you may view travelling as a treasure hunt or puzzle, where researching and finding the most off-the-map places is half of the fun. If this is the case, a niche operator may be just the right travel partner for you.

travel and tourism industry

Neha Ashani asked:

Tourists

The origin of the word “tourist” date back to 1292 AD. It has come from the word ‘tour’. A number of experts have defined the term:

“Tourists are the voluntary temporary travelers, traveling in the expectations of pleasure from the novelty and change experienced on a relatively and non-current round-trip”.

“Tourist is a person who makes a journey for the sake of curiosity for the fun of traveling”.

Tourists are:

-Persons traveling for pleasure, health and domestic reason.

-Persons arriving in the sea of sea cruise.

-Persons traveling for convention.

Tourism – the first commercial venture.

A religious Englishman called Thomas Cook in 1841 arranged, for a fee, a one –day rail excursion from Leicester to Loughborough for 540 members of a temperance league. Thus the first bona fide travel agent was Thomas Cook.

While Cook himself did not make a profit on this first venture, he was a man of vision and was convinced that there was a need for a skilled “travel arranger”. So by 1845 he had become the first full-time travel agent, operating train excursions from Leicester. The next year he chartered a train and steamer for an excursion to Scotland for 330 people. In 1851 Cook arranged ocean steamship travel and accommodations for more than 1,50,000 visitors to the World Exposition in London and in 1856 he operated the first escorted “grand tour” of Europe. Tours to Europe and Middle East were also conducted and, in 1872, the first around the world tour was conducted.

Tourism as a Service Industry

Tourism as a service industry comprises of several allied activities which together produce the tourism product. Involved in the tourism product are three major sub-industries. They are: –

1. Tour operators and travel agents.

2. Accommodation sector (hoteling and catering) and

3. Passenger accommodation.

According to international estimates, a tourist spends 35% of his total expenditure on transportation, about 40% on lodging and food and the balance 25% on entertainment, shopping and incidentals.

The product in this case is not confirmed to travel and accommodation but includes a large array of auxiliary services ranging from insurance and entertainment and shopping, demand generation, in addition to the consumer motivation, is also heavily dependent upon powerful persuasive communication both at the macro (country) level and the micro (enterprise) level. The participants in the process of this service business can be illustrated by the figure below.

Some of the pointers to nature of tourism as a Service Industry

1. Tourism accounts for nearly 6% of world trade.

2. Bulk of tourism business is located in Europe and North America., with 1/8 of the market being shared between the other regions.

3. The highest growth rate in tourism in recent years has been in the third world.

4. Tourism, like most pure services, because of the character of inseparability, exemplifies a product, which cannot be sampled before purchase; the prospective consumers have to travel to a foreign destination in order to consume the product.

5. The major players in the tourism market include a number of intermediary companies. Some of them transnational in character, some of them exhibit

vertical integration, both backward and forward, acquiring interests in all major sectors of this service industry.

The Tourism Product- Factors Governing Demand.

Because of the unique nature of the nature of tourism product- it being an amalgam of the characteristics of a destination and the infrastructural as well as managerial efforts of the promoter, the determinants of tourists demand emanate from both individual tourist motivations and the economic, social, technological factors. Some of these are:

• Income Levels

In the last 30 years, disposable incomes around the world have shown upward trends, thus allowing more money for activities like leisure travel. Smaller families have meant higher allocations per person in the family. More and more women are entering the workforce and in real terms the cost of travel has fallen. The dramatic rise of tourism in the last 50 years can be attributed in a large measure to the combined effect of more leisure time and rise in both real and disposable incomes.

• More Leisure time:

Increasing unionization of labour right from 1930 onwards has reduced the number of working hours per week. Changing managerial orientations towards human resources have increased the levels of pay and paid vacation time in most developed countries. Now people have longer periods of leisure, which could be allocated to travel.

• Mobility

Better transportation and communication services have made the world a smaller place, and have brought both exposure and awareness of distant lands to larger sections of potential tourists across the world. Faster modes of transport have cut down on travel time, making it easier for people to economically plan and execute trips abroad.

• Growth in Government Security Programmes and Employment Benefits:

The growth in government security programmes and well entrenched policies of employee benefits mean that quite a large number of families may have long term financial security and may be more willing to spend money for vacations.

Tourist Classification:-

Tourists can be classified into the following seven demand categories:-

1. Explorer: – Very limited in number, these tourists are looking for discovery and involvement with local people.

2. Elite: – People who favour special, individually trips to exotic places.

3. Offbeat: – These are filled with a desire to get away from the usual humdrum life.

4. Unusual: – Visitors who are looking forward to trips with peculiar objectives such as physical danger or isolation.

5. Incipient mass: – A steady flow, traveling alone or in small-organized groups using some shared services.

6. Mass: – The general packaged tour market, leading to tourist enclaves abroad.

7. Charter: – Mass travel to relaxation destinations, which incorporate as many as standardized, developed world facilities as possible.

The Travel Decision:-

The average tourist is faced with considerable uncertainty regarding the decision and may have only scanty ideas about distant destinations. His evaluation of alternatives is also limited to the extent of this awareness about possible destinations. The stages of travel decision can be described as: –

1. Travel Desire:-

The first step where the need to travel is felt and the pros and cons are thought about.

2. Information Collection and Evaluation:-

This stage involves the process of finding out the trip from travel agents, books and acquaintances .information so collected is evaluated against criteria of cost and time constraints, alternative possibilities, relative attractiveness of destinations, perceived ‘safety’ o the alternative destinations etc.

3. Travel Decision:-

This is the decision phase involving selection of destination, travel, mode of accommodation and activities to be undertaken.

4. Travel Preparation and Experience:-

This involves tickets, bookings, travel, money and documents arrangement, clothing and undertaking of the travel.

5. Travel Satisfaction Evaluation:-

The whole tourism expenditure is constantly evaluated before, during and after the experience is used to influence future decisions.

The marketing concept for the travel and tourism industry is profit driven and customer centric (unlike sales which are volume driven and target centric).

Service Marketing Triangle

Service marketing is unique in many ways in the travel and tourism industry. There are 3 players in the transaction process:-

– Company: A travel and tourism company listens to the customers and evolves/develops the travel/tour package and it communicates the attractiveness and the utility of that very tour package directly to the customers. Here it (the company) performs external marketing. The company makes promises to the customers.

– Providers: They are a travel company’s internal customers constituting employees and agents. The company does internal marketing with the providers educating and motivating them about the idea of the particular tour package which they can offer to their customers. This is done to enable the providers to effectively carry out the service transaction process. The providers make provisions for office space, accessibility and connectivity. The company enables promises to be kept by this infrastructural association.

– Customers (Travelers): The customers are the reasons that the travel company exists and for whom the company has designed the traveling and touring package as well as set up the infrastructural facilities and spent money on employee development programmes. Here the providers are the only ones who interact with the customers, like the travel agents interact with the customers and not the company. The agents perform interactive marketing which is on-time, all-time, every-time. This is the most crucial aspect of service marketing in the travel and tourism sector. Those agents have the responsibility of ‘keeping promises’ made and enabled by the company. The providers (agents) are responsible for the perceived quality level of the service transaction. This underlines the uniqueness of service marketing.

Tourism Products:

1. Accommodation

• Hotels

• Motels

• Boatels

• Flotels

2. Destination

• Natural Scenes

• Historic Excellence

• Artificial Beauties

• Social Cultural Excellence

3. Transportation

• Infrastructural

i. Airways

ii. Railways

iii. Roadways

iv. Waterways

• Local

i. Local transport

4. Tour operators

• Travel companies

• Travel agents

• Guides

5. Shopping

• Handicrafts

• Handloom

• Books

Marketing mix for tourism product:

The designing of the marketing mix variables in case of tourism is significant as it helps the marketer in conceiving the right ideas, particularly to raise the acceptability of the tourist product by stimulating and penetrating the demand. Framing of a proper marketing mix is significant because it helps the tourist organization in accomplishing the objective and projecting a fair image.

Product Mix:

Tourism is a composite product with components like attraction facilities and transportation. Attraction deserves an intensive care. It includes natural site, places of historic interest, events and cultural attraction.

The facilities compliment attraction. The facilities include accommodation, food, transportation and recreational facilities. The transportation component includes the vehicles and infrastructure. Innovation in the tourism product helps raising the sensitivity. The users of the service are looking forward to better and improved product.

The provider of the tourist is a travel agent or the package tour. A well conceived and designed package tour, covering a wide range of tourist attraction at an economic price, helps in attracting the potential tourist.

The travel agent performs numerous activities such as hotel arrangement and accommodation, site seeing arrangement, domestic transport arrangement, air travel arrangement etc.

In a true sense the tour agents and the travel agents are the vehicles who can give a fillip to the tourism industry, provided they are well trained.

Pricing:

Pricing of the tourist product is complex. Geographical location of the destination, seasonality and varying demand affects the pricing decision.

In India the pricing strategies become important for promoting or contracting the tourism industry, since more than 40% of the total population are below the poverty line. In order to develop the tourism industry more and more potential users are to be transformed into actual users.

When a tourist proposes to visit a particular place, the total cost of his traveling also include the expenses incurred on transportation, accommodation and communication.

Liberal pricing strategy is found to be a productive pricing decision, particularly in case of tourism industry. The pricing strategy which includes low income group people, student and retired persons can be more effective. This is possible if the government concessional and subsidized infrastructural facilities to the potential tourist below the average income.

The different pricing methods generally used are cost based pricing, demand based pricing and competition based pricing.

Promotions:

The promotion mix includes advertising, publicity, sales support and public relations.

The purpose of promotion is to make available the information to the user. Advertising the sales promotion can be effective when supplemented by publicity and personal selling.

Radio, TV, newspapers, cinema and printings are some of the important vehicles for traveling of messages. Effective slogans raises the effectiveness of advertisement.

Another important component of the promotion mix is public relation. It helps in projecting the image of an organization. Public relation and publicity include regular articles and photographs of tour attraction, use of TV and travel journalists to promote editorial comment.

Public relation officer plays an important role. He should be efficient, active, impressive, intelligent and well-behaved.

Good image projection can be made if the PRO manages the affair like a professional. It is said that word of mouth is the best form of publicity. The word of mouth promotion is an important tool in tourism marketing.

Place:

The tourist centers should be located at suitable points if the tourists spots are natural there is no question of selection. In a vast country like India with a divergent socioeconomic and cultural patterns, the promotion of domestic tourism encourages unity in diversity.

Infrastructural facilities, transport and communication are important for development of tourist centres. The site selected should have natural surroundings, increased accessibility and improved amenities. At the same time it is also important that the ecological balance is not disturbed. Since growing ecological imbalances leads to pollution, some important steps like promoting afforestation, promotion and beautification may be undertaken in countering the side effects of atmospheric pollution and maintaining ecological balance.

The Economic Recession Diet for Business Travel

Mark asked:

Cutting travel program fat without compromising strategic objectives

The global economic downturn is hitting business travel where it hurts: According to a new survey by the Association of Corporate Travel Executives (ACTE), more than 70 percent of U.S. travel managers plan to spend less on corporate travel in 2009. The results represent a sharp shift from an earlier ACTE poll (Sept. 2008), which found that only 33 percent of U.S. travel managers were planning on cutting travel spend in the year to come.

While the ACTE survey may have focused on the U.S., the challenges faced by travel buyers and travel managers cut across all sectors of the globe. From reducing travel to tightening travel policy, and from renegotiating with suppliers to adjusting travel behavior, travel program stakeholders are intent on cutting trips and curbing expenses.

The silver lining to the financial storm clouds, says Kathy Jackson, executive vice president.

Story highlights:

* Travel buyers and managers now able to make changes that were impossible in the past

* New role for account managers in understanding and supporting client business drivers

* Changes to travel policy, approval process, traveler behavior are leading savings mechanisms for cost-conscious companies

* Demand management and online technologies are key supports

For Global Client Management at BCD Travel, is that the economy is enabling travel buyers and their respective teams to make changes that, quite frankly, have never been achievable in the past.

The challenge, adds Jackson, is to save on travel spend without compromising on business objectives: “As hard as it may be to foresee, the recession will not last forever. Companies will need to emerge from the downturn with plans for growth and solid business relationships in place- and travel is a crucial element in supporting growth and retention initiatives.”

Teri Miller, senior vice president for Global Client Management in the Americas for BCD Travel, sees a major opportunity for travel management company account managers in the current situation: “Account managers need a deep understanding of the customer’s business drivers to enable them to anticipate and add value, rather than react. As an example, if a client is closing manufacturing plants in three countries, our account manager will explain how travel patterns will shift as a result, illustrate what effect that may have on supplier contracts and provide a plan for optimizing potential impact.”

What steps are BCD Corporate Travel clients taking to combat the recession?

Companies need to look beyond the big-ticket items, says Jackson, and filter adjustments through every component of a trip. “It may be tempting to focus exclusively on air ticket costs, but for some programs, air may make up only as much as 20 percent of total T&E expenditure. Our account managers, often with the support of a consultative engagement from Advito [the independent consulting branch of BCD Travel], help clients focus on the total cost of trip, including hotel, ground transportation and even restaurant costs.”

A list of some of the decisions in which BCD Travel is supporting its clients’ recession-management travel strategies is below.

The choices and decisions being made represent a major opportunity for companies to make lasting beneficial changes to their travel programs, says Jackson: “As with any diet, success is incumbent on making change a way of life, not a 30-day wonder regime.”

Changes in travel policy

Growing corporate cost-consciousness is manifesting itself most prominently in the refinement and enactment of more stringent travel policies. Among the common cost-cutting elements BCD Travel is seeing: shifting from business class to coach class (variations include mandating coach class for all travelers regardless of hierarchical level and increasing the business-class flight-time threshold); down-tiering hotels (i.e., three-star instead of four-star); mandating the use of public transport rather than taxis; and retaining frequent flyer miles for business travel rather than personal travel.

BCD Travel is also seeing an increase in the use of rail and low-cost carriers within EMEA, says Felix Vezjak, senior vice president for Global Client Management in EMEA: “Companies are much more likely to accept what were formerly seen as inconveniences (i.e., secondary airports) in exchange for savings. However, particularly in the case of low-cost carriers, companies need to ensure that their travelers always use the preferred booking channels (online booking tool and agency) of choice to ensure adequate reporting and security tracking.”

For further suggestions on refining and enforcing travel policy, see our Feb. 2009 article “Reliance on compliance.” Changes to travel approval process

Whether it’s instituting an official approval process where one might not have existed or – as is more common – making existing processes more restrictive, this cost-cutting method is winning wide-spread support among BCD Corporate Travel clients as an easy “quick win.”

As part of a concerted travel-cost reduction effort, one of BCD Travel’s global clients, which has over US$450 million in annual travel spend and more than 325,000 employees worldwide, changed its travel approval process radically to incorporate the following:

# No travel unless approved by a vice president on a single trip basis (<150 VPs in the company)

# No last-minute travel (under seven days’ advance purchase) unless approved by an executive vice president (<15 EVPs in the company)

Demand management (travel reduction or travel freeze)

More and more companies today view demand management as one of the biggest opportunities they have to control or reduce costs without compromising their overall business goals and requirements.

Among the possible steps companies can take to reduce travel demand:

# Eliminate all non-client-related travel

# Freeze attendance at industry conventions and conferences

One BCD Travel client refers to internal meetings as the “mother of all travel,” and has implemented the following methods to reduce the travel they generate:

# Prioritize video/web-conferencing for internal meetings

# Reduce number of meeting participants (all participants must be on agenda)

# Require meetings to be planned around travel, rather than vice versa

# Eliminate hotel nights before and after the meetings

# Choose meeting venues based on total cost, including travel and employee time spend

Travel management company as educational and staffing resource

BCD Travel has played an important role for several major clients in helping educate travelers and travel arrangers on a range of subjects in order to improve their ability to support the companies’ savings initiatives. For some clients, BCD Travel account management has provided workshop sessions for travel bookers; for others, the company has created “Tips and Tricks” documents for cost-savvy travel that clients have made available to all travelers.

Some clients have also had to face internal downsizing, resulting in the loss of key travel personnel. In one recent case, following the departure of the travel manager, BCD Travel has been able to dedicate a resource to that role. The account manager has also supported the client by conducting analyses to forecast further headcount reduction ahead of online adoption drive. This headcount reduction has been written into the budget for 2009.

Increased use of online booking tools

In order to save on transaction costs and streamline processes, companies are increasingly mandating that all domestic or point-to-point travel be booked online. Online tools can also play an important role in supporting changes to the travel policy and to traveler behavior, says Miller: “Companies can modify booking tools to ask travelers about the necessity of a trip or offer alternatives to the journey before proceeding to booking.”

Program consolidation

Finally, says Jackson, the economic downturn may present a significant “carrot” for companies that had been looking into consolidating their travel services regionally or globally: “Consolidation of multiple country services into a multinational service center, for example, can represent considerable savings in resource and process costs. However, companies must be sure that their organization is prepared to fully support consolidation in order to fully achieve the benefits. That means asking questions like, ‘Do we have a consistent travel policy in place that spans the markets involved? Are there language constraints that would be met by the service center?'”

Why Travel Insurance is a Must

Lesley Lyon asked:

Travel insurance is necessary for your vacation packages and without it all your travel dreams cannot come true. Travel insurance is essential for a traveler as it covers your medical and financial expenses and losses incurred on your domestic or international travel. It’s usually arranged at the time of booking the trip and covers the exact duration of the trip.

Many travel agents offer insurance, as part of their travel packages but it will be worth for you if you arrange it on your own through an online source. You can search for a good insurance policy and choose between single and multi trip insurances. If you plan to travel once in a year, then travel insurance of single trip policy will be suitable. But if you have plans to travel frequently then you can consider taking multi trip insurance policy. Continuous insurance can be bought from travel agents, travel suppliers like tour operators, cruise lines and companies offering travel insurance.

A multi trip insurance policy is commonly referred as annual insurance travel policy and can save big money in the long run. While arranging for insurance policies for travel, be clear with what the insurance coverage is provided along with the inclusions and exclusions. Always remember to look at other things also if you look for a compromise between your travel insurance coverage and the premium to be paid. Never assume that a policy with cheap premium will not offer good insurance coverage. This may work in reverse also. A policy taken at a higher price need not cover all aspects of insurance coverage required by you.

As a traveler you face lot of problems and risks while traveling like loss of property and money, trip cancellation, natural calamities, accidents, occasionally death and terrorist attacks. You cannot prevent these risks or stop your travel plan but you can reduce the risk involved by taking travel insurance policies.

The concept of travel insurance is very simple. You pay a travel insurance premium to the company and they in turn covers for your loss of valuables, accidents and unforeseen things.

The premium you pay for travel insurance covers risks faced on travel like:

There are lots of possibilities for trip cancellation due to unavoidable circumstances and last minute cancellation will fetch you very less amount as refund. Your travel insurance covers such losses and provides the cancellation cost but the reason for cancellation must be part of the agreement you have signed with the company.

If you lose your baggage then the insurance company pays for the baggage cost but again based on the rules of your insurance contract. A travel insurance policy sometimes covers your medical expenses if incurred while traveling. But if you have got health insurance separately then you don’t have to spend again for health insurance during travel.

Generally travel insurance covers other things like accidental death, medical evacuation etc.

An important golden rule of all insurance policies is to go through the agreement carefully because most of the time you apply for insurance policies during emergencies.

Travel insurance is offered with various options for different types of travelers like student, business, adventure, international and leisure travelers. Travel insurance is also offered for participating in sports involving high risk and traveling to certain countries which have a high risk.

Secure Your Travels: Insure Against Terror When You Travel

Laxmi Wadhwa asked:

The Impact Of The Recent Terror Attacks On The Travel Industry And It’s Importance Of Travel Insurance In The Current Scenario

If you want to travel abroad, you also have to bear in mind possibilities such as terror attacks along with travel hazards now, and not just the normal issues that crop up like booking tickets, visas, and so forth. This is becoming more important now as the world has been shaken up with terrifying terror attacks recently – take the terror attacks in Mumbai for example. Thus, when you are planning foreign travel to any country in the world, you should not forget about something which is imperative, and that is travel insurance. We have still not recovered from the impact of the recent terror attacks that shook up Mumbai. Such terror attacks were unprecedented in India. Plenty of globe trotters visit India when they think about foreign travel. They don’t travel abroad to other exotic country but visit India because of its lovely tourism as well as excellent hospitality industry. However, who could have ever thought that travel hazards could appear in the form of terror attacks here?

The travel industry in India has suffered a deep scar because of these terror attacks and the subsequent travel hazards. No one wants to travel abroad and risk his or her life. The impact of the terror attacks in India is already being felt. Business travelers, for whom foreign travel is a regular feature, are canceling their flight tickets. In fact, the world is no longer a safe place to travel abroad as it used to be. Life threatening travel hazards can affect anyone anywhere. However, if we have the assurance of travel insurance, then we won’t need to feel scared about foreign travel. In the current scenario of terror attacks, travel insurance gains primary importance, especially for foreign travel.

Terror attacks are not restricted to countries like India alone. We are all aware of the 9/11 terror attacks in the US. When there is loss of life because of terror attacks, then that loss cannot be replaced, but losses during foreign travel can surely be covered, provided you have the right travel insurance plan. Today, with the rising threat of terror attacks, you can have terrorists right inside your hotel. To combat that, you can opt for terrorism insurance.

Even your best-planned foreign travel tour or travel abroad trip can get disrupted with travel hazards and emergencies. Even if there are no terror attacks, your foreign travel vacation or travel abroad trip may not be a smooth ride. Travel hazards could range from anything like loss of baggage to medical injuries while you travel abroad. You have no idea what kind of travel hazards may attack you. You may fall sick, hurt yourself, injure yourself while driving, or need medical treatment. All these travel hazards can prove to be very costly. You can say goodbye to all these problems and travel hazards during your foreign travel with the right travel insurance policy. If you choose a good travel insurance plan then you can relax all through your foreign travels. Your travel insurance plan takes care of all kinds of travel hazards. If you want to stay safe from the time you leave home, travel abroad and return back, then go for a good travel insurance plan. Many travel insurance companies in India offer travel insurance plans designed to address travel hazards and help in foreign travel. It is a good idea to weigh the pros and cons of different travel insurance plans and find out which travel insurance suits you best for your travel abroad vacation.

Get travel insurance plan that provides the best coverage including baggage loss, medical evacuation, and travel abroad trip cancellation. Now you can travel abroad in peace without any worries!

A Career As A Travel Nurse

A Nutt asked:

Travel nurses are healthcare professionals such as registered nurses or therapists who travel to various locations to work for certain portions of the year. They usually work up to four travel jobs per year. A travel nurse can work in any region in the United States and many International regions. Most nurses secure a travel nursing career through a reputable travel staffing agency.

A career as a travel nurse can be personally and financially rewarding. Most people who have experienced life as a travel nurse say it is an exciting profession and a great way to earn a living. A travel nurse will enjoy living in new and exciting locations, reside in wonderful accommodations, and work in excellent hospitals. Other benefits include:

Travel Assistance: Most reputable travel nurse agencies will arrange such travel details as directions and maps. They should also have a 24-hour emergency hotline.

Great Pay: While on assignment, travel nurses are offered comprehensive packages consisting of excellent pay with many benefits and bonuses. Annual earnings for an RN travel nursing jobs can be as high as $110,000.

Your Facility Choice: Most travel nurse agencies have available jobs in all 50 states and at the highest ranking hospitals.

Free Private Housing: Housing accommodations are selected by travel nurse agencies for their excellent services and amenities that may include spas, swimming pools, and fitness centers.

Flexible Work Schedule: Many nurses choose a career as a travel nurse because the stress of a traditional hospital can be the result of long hours and increased physical demands. Travel nurses have more flexible work schedules. It is often much easier for a travel nurse to plan for special engagements and vacations

Free Health and Dental Insurance: Travel nursing agencies offer many free comprehensive health plans to meet all their client’s needs. Dependents can also be covered at a nominal cost. Travel nurses can also receive supplemental insurance that provides income if they are unable to work as a result of a non-work-related illness. As well, professional liability insurance should be offered at no extra cost.

Work Protection Plan: A work protection program should be offered by a reputable travel nursing agency because it ensures that if a shift is cancelled, you will still be paid.

Travel Expenses Reimbursement: Most travel nursing agencies will provide travel allowance to nurses. Travel allowance may be given before you depart or as a reimbursement after you arrive.

Tax Advantage Plans: Tax laws allow full-time travel nurses to receive non-taxable credit for meals.

Licensure Reimbursement: Travel nurse agencies will reimburse nurses for their State Nursing Licensure fees for every travel assignment. They will also help travel nurses acquire a State Nursing License.

Auto Club Membership: Many travel nurse agencies offer a discount or free membership to an auto club. Travel nurses will have access to roadside assistance, hotel discounts, rental cars, free trip routing with detailed directions and maps, emergency check cashing, and no fee travelers checks.

401(k) Plan: Travel nurses can enroll in a retirement 401(k) plan where a portion of their earnings will go into a retirement savings plan.

Free Course Upgrades: Many travel nursing agencies will provide free education courses so nurses can keep up with new technology and education.

Referral Bonuses: Travel nursing agencies will give bonuses to travel nurses who recruit other health professionals into their travel nurse program.

While the pay and bonuses of a career in travel nursing are very rewarding, travel nursing positions are highly sought after. It is important that you keep up with modern education and experience. There are hundreds of agencies that specialize in placing travel nurses. Registering with several agencies will increase your assignment choices. With the right planning and knowledge, you will discover great joy with a career as a travel nurse.

14 Ways to Make Traveling with a Disability Easier

Helen Hecker asked:

If you travel with a disability, handicap, physical limitation, mobility limitation, or developmental disability, have special needs, or use an electric wheelchair or handicap scooter, it’s a good idea to learn as much as you can to make disabled travel easier.

Or if you’re a mature traveler or senior who is a slow walker or just wants a slower pace, becoming more informed about disabled travel services and disability travel resources, will lessen the anxiety that often accompanies disabled travelers.

The following travel tips, resources and information for the disabled will help make trips, tours, holidays and vacations a lot easier for you, or for a child with a disability, whether short-term or long-term.

1. Plan your trip well in advance! Do you need to order extra supplements, medications or renew prescriptions, fix eyeglasses or change prescriptions, get a physical, have dental work done, have your wheelchair fixed or tuned up, etc.?

2. If possible, always book your travel through an agency that specializes in helping people with disabilities. This is important because specialized travel agents and tour operators for the disabled are experienced and can save you some awful headaches.

They offer a lot of good tips and a wide range of services for the handicapped traveler. Among other things, they can arrange for a: wheelchair at the airport, wheelchair accessible hotel room, wheelchair rental, lift-equipped accessible van, full van, minivan, RV, handicap scooter, or any other handicap vehicle.

Travel agents for the disabled can help arrange accessible transportation, help plan the best accessible cruise, give cruise line and cruising tips, arrange travel insurance and take care of special needs.

Agents can check with hotels for: inner and outer door widths to accommodate your wheelchair, ADA-approved handicap bath tubs, grab bars, or for roll-in showers. Just tell them your needs.

Travel agents can help you find cheap airfare, cheap tickets, cheap flights, cheap travel auto insurance, cheap hotels, cheap car rentals, cheap cruises, cheap vacations and cheap travel of all kinds.

3. Besides taking along your travel agent’s phone number, you’ll also want to take with you the phone numbers for the travel agencies that specialize in disabled travel at your destination, in the event you can’t reach your own agent.

These travel agents may know how to solve problems that come up regarding your hotel, car or van rentals, etc., even if you didn’t order your tickets through them.

4. When traveling to another city, check out the local health and medical associations before you go. For example, get the phone numbers for the local MS chapter if you have MS. These organizations can be great resources.

They usually know what museums, restaurants, theaters & other local facilities are wheelchair accessible and where you can get oxygen, emergency supplies or medical assistance. They may be able to help you with any problems that arise.

5. If you plan to rent a handicap scooter, wheelchair, electric wheelchair, handicap van, full van, mini-van, RV or other vehicle in another city, don’t wait until you get there. Make all the arrangements before you leave on your trip.

Make sure you ask any specifics like, are there tie-downs, ramps, or hoists, etc. Check on what van, RV, car or auto insurance you’ll need before you go.

6. Don’t leave anything to chance. If you can, double-check all the arrangements your travel agent makes. Call the airlines, hotels, scooter, wheelchair, car, RV or van rental companies, medical equipment rental companies, etc., and verify the specifics, especially if you’re traveling in a wheelchair or have any other special needs like oxygen.

This is important if you haven’t used the agent before.

7. If you need oxygen or any other special medical equipment, call airlines and suppliers well in advance of your trip. Don’t wait until the last minute. Start calling them as soon as you know you’re going to be traveling or taking a trip.

Then double-check with your travel agent and the airline at least three to four days before your flight.

8. Arrive early at the airport. It’s better to wait around there than miss your plane. This will eliminate some of the pre-trip anxiety you might feel and make for more leisurely travel. This seems like common knowledge but many people still arrive at the gate just in the nick of time.

With all that’s going on in the world today there are many reasons why you want to allow for more time at the airport.

9. In your airplane carry-on bag keep copies of the prescriptions for your medications and eyeglasses, extra eyeglasses, sunglasses, all your medications and supplements, and a list of your doctor, dentist and other health professionals with their addresses, and phone numbers.

Include your doctor’s fax number for prescriptions in case you lose your medications. Keep duplicate copies of these in your luggage and at home by the telephone. Know where your medical records are kept.

10. When you travel, and for any other time too, if you take medications, learn their names and exactly what they’re for if you don’t know. People come into the emergency room all the time and don’t know what medications they’re taking. You might be surprised to find out that most people say ‘a little yellow pill’ or ‘a white capsule’, etc.

Emergency workers need to know what you’re taking so they don’t give you medication that would interact adversely with it, overdose you or somehow interfere with their treatment and your recovery.

11. If you’re traveling by air, tell the flight attendants when you board, of any medical problem you might encounter on your flight. Note the location of the closest restroom before getting seated. Tell the flight attendant if you think you’ll need assistance getting to it during the flight.

You may need or want an aisle seat for easy access to the restrooms. Discuss seating with your travel agent.

12. If you need someone to travel with you, ask your travel agent for ideas or suggestions. Call the local chapters of medical associations and ask if they can recommend a travel assistant or travel companion to help or accompany you.

There are national companies who offer traveling nurses, traveling companions or travel assistants to accompany disabled travelers or people with serious medical issues.

13. Make sure to take with you: any medical cards, Medicare cards, discount cards, car or auto rental discount cards, auto insurance policy numbers and agent’s phone number, passport, airline tickets, etickets, American Express Travelers Cheques, debit cards, credit cards, and drivers license. Photocopy everything.

Keep photocopies in your luggage and at home by the telephone or someplace where someone has access to it in case you need it.

14. Read everything you can about traveling with a disability. Read disabled travel books, access guides, accessible guidebooks, disability travel articles and travel publications for the disabled traveler. Read the personal travel experiences of wheelchair users and others who have traveled with disabilities. Be informed.

These travel tips, information, resources, and services for the disabled should help you, or anyone with a disability, handicap, physical limitation, or who uses a wheelchair, have an easier, more pleasant, anxiety-free, trouble-free trip, tour, holiday or vacation.

How Purchasing Travel Insurance Can Help You Save Money

Josh Webber asked:

Whether you are traveling for business or pleasure, purchasing travel insurance can help save you money. It is the same principle that applies when you buy something of value like a car or a classic piece of jewelery. Should anything happen, you do not want to lose your investment in one day. Most likely, you would want that car or ring replaced at full purchase value. If you have purchased air tickets, you would want to protect that investment as well. Who wants to lose money especially in these dire economic times?

Ways that Travel Insurance Can Help You Save Money

There are at least three situations where purchasing travel insurance can help you save money:

• Cancellation of flights – If you or the airline decides to cancel the flights you are booked in, your airfare will be partially covered by travel insurance. Say if you spent $4,500.00 worth of air tickets for you and your family, and suddenly the airline closes down for business or cancels a flight for any reason, you do not lose all of the $4,500.00 because travel insurance will reimburse that amount. Of course the airline will probably refund you the money if it is their fault, but having travel insurance will compensate you for the inconvenience and trouble. Also, if you cancel the flight yourself, travel insurance will get you back your money.

• Loss of luggage – When you purchase travel insurance, make sure it covers lost luggage as well. Imagine landing in some foreign country with none of your luggage! While most airlines are efficient about recovering lost luggage and delivering them to your door, don’t rely on that efficiency. There have been instances where luggage was never recovered.

• Medical problems – You may be in perfect health when you leave for vacation but you increase the likelihood of getting exposed to viruses or bacteria either in the plane or in your country of destination. There’s also the chance that you could accidentally drink the local drinking water or eat contaminated food. Medical visits in some foreign countries can cost an arm and a leg so you wouldn’t want to spend all your vacation money on doctor’s visits! If you have travel insurance that covers expenses for brief hospitalizations, medicine and emergency situations, think about how much all these could add up if you didn’t have travel insurance.

Tips for Purchasing Travel Insurance

• Ask your insurance provider – If you have an insurance company that insures your car, house and other property, they may also offer travel insurance or they may work with a partner or affiliate who does. Because you are an established customer, they may offer you travel insurance at lower rates. It doesn’t hurt to ask. In fact, in some instances, you may be better off going with your existing insurer than purchase separate insurance from the travel agent who books your flight.

• Go for the whole nine yards – What this means is if you are traveling with the family, you might be better off buying family travel insurance instead of separate insurance policies. It also means that because traveling with children entails more risk than traveling alone, you may want to consider travel insurance that offers comprehensive coverage; that is, plane fares, luggage, and health and medical visits.

• Multi-trip travel insurance – If you make more than one trip every year, you might be better off purchasing an annual multi-trip travel insurance policy. This would save you the hassle of purchasing travel insurance several times during the year. Some travel insurance companies will usually sell you a 12-month package that is renewable yearly and this is a huge convenience if you travel a lot during any given 12-month period. The single biggest advantage of buying an annual policy is that you don’t need to worry about arranging for emergency medical coverage.

• Compare packages and prices – As for most major ticket items, it pays to shop around for insurance. If you know you will be travelling six months from now, don’t wait until the month before your travel date to do some bargain hunting. Start now so that you are not rushed about reading the fine print and you can make a more informed decision about the kind of travel insurance that is ideal for your situation.

Remember to do the cost analysis if you are ever tempted to skip travel insurance. Even if your ticket is discounted, say you paid $600.00 to go to the Caribbean. Travel insurance will cost about $85.00 to $100.00. If you are forced to cancel your trip, you lose $600.00 (restricted and discounted tickets are usually non-refundable or non-transferrable) versus the $100.00 you paid if you had purchased travel insurance. If you want to save money, put travel insurance on the top of your list.

MAKE YOUR TRAVEL WORRY FREE WITH TRAVEL INSURANCE

Australian Travel Insurance Specialist asked:

MAKE YOUR TRAVEL WORRY FREE WITH TRAVEL INSURANCE

As you plan your next travel experience you should be certain not to overlook one very important detail—travel insurance. Many travelers opt to skip this step in the hopes of saving a little money. What you may not know is that insurance does not have to be expensive. In fact, this very cheap travel add-on can get you one thing that money does not always buy–peace of mind.

When you invest in a high quality policy you are guaranteeing that if the unthinkable happens and you or someone in your party experiences an accident or becomes ill, you are protected. For Australians traveling abroad, travel insurance will protect you from financial disaster should and accident or illness incur. You will also be protected in the case of property theft. The Australian government believes insurance is important enough to advise travelers to skip their trips altogether if they are not insured.

Medical situations are a particularly important consideration when determining whether or not to invest in an insurance policy. The need for insurance is not limited to international travel however, and you would do well to investigate insurance that covers inside Australia trips too.

You can select an insurance policy that covers a wide range of misfortunes including trip cancellation or interruption, medical costs, and theft of property. Policies are available in a wide range of types from insurance for the mature traveler to special insurance for backpackers. Prices will vary policy to policy but you can find cheap travel insurance. There are many reasonably priced policies available that will offer you good coverage. If you are a frequent traveler, you may determine that an annual policy is the way to go or you may be able to secure insurance through your employer.

Finding cheap insurance to cover your trip is not difficult. You need only turn to the closest computer and search for trip insurance. You will find many websites that offer comprehensive search services. You will find sites that offer information and price quotations for single companies as well as good portal sites that will provide you with price quotations for a number of companies. All you need to do is enter your information once and you’ll receive all the information you need to locate a policy that will give you the comfort of knowing that you can travel without worry.

The next time you travel do not neglect to include travel insurance in your plans. It only takes one occurrence to erase your savings and eat up your nest egg. You do not want this to happen to you. When you purchase insurance for your trip you are not only buying peace of mind you are buying protection for your family and your assets. That is one detail you definitely don’t want to over look.

How To Set Up Your Travel Website

Sharquenta Wells asked:

The travel industry is one of the booming businesses today. Start-up costs can be quite modest for someone who is willing to start small and grow. If you like to travel and would like to share your travel adventures, and make this your primary business, it is a good idea for you to know how to set up your travel website for optimal success.

The travel business opportunity from home is a good option since travel is a growing industry and there is no stocking of any product involved. Business and corporate travel is a profitable specialized market too. Perks of starting your own travel business include low cost travel and cheap hotels.

Travel is most commonly for recreation (as part of tourism or to visit friends and family), for business or for commuting; but may be for numerous other reasons. It is a wonderful way to relax, recharge and it is something to look forward to no matter what stresses you face every other day of the year.

Travel may be local, regional, national or international. It is a way of getting more from life and rewarding yourself for all that you do. It is a form of business and leisure life that will always be in existence and is rapidly moving to the top of the “to do list”.

When setting up your travel website there are many resources that you can include to earn a referral fee. For example, you can include information on car rentals, jet ski rentals, boat rentals, restaurants, hotels and inns. This is only limited by your imagination and creativity.

Contract with the company you plan to refer to make sure you will be able to earn a referral fee for referring the customer. Additionally, hotels see an opportunity here and would gladly provide you with attractive discounts and free room facilities for getting more business for them.

Unlike a travel agent, you specialize in your destination. It’s your “niche” — a place you know better than the back of your hand. Use that hand and the other to keyboard your way to travel profits by including resources like photos, information on scuba diving destinations, cycling and/or hiking routes, extreme adventure travel, golf courses, or about an off-season story or treasure that you found.

You can include travel tips on how to work, what to pack, where to sit, whether a shuttle is headed for an orbit in deep space or just circling over O`Hare!

Travel review sites provide wonderful insights and will be valuable to many baby boomers as they retire and travel over the next twenty years. Include your FREE Travel Newsletter with great vacation ideas and special offers.

State tourism officials along with industry leaders will share innovative marketing strategies and provide key insights on new travel trends and recreation.