Category: Education

Business Education

Macie asked:

Growing trade in the world market, exponential increase in NGO establishments, entrepreneurship on the rise, advanced skill sets that are moving forward into consultancy roles and a huge influx of young blood that want to capture the desires of health and propensity quicker than ever before have all been detrimental harbingers for the revolutionary cohort of business education students around the world. The basic introduction of business education begins at an early age. Opening up a lemonade stand or purchasing goods remodeling them and selling them at higher prices and even girl scout cookie selling are all the fundamental principles of business norms that are practiced all over the world. http://education.ixs.net Business education is based upon logic and honed through experience, education and trials.

Business education is one of the most renowned learnt and taught curriculum in the world that has grown both in numbers and in practice. There have been thousands of books written on business management alone and how to funnel in wealth and leadership in precise and soft bounded books written by authors from all different segments of the market. Business education within its own domain has million and one branches and sub specializations.

Business schools are working aggressively to entertain and streamline curriculum and aligning courses with the trends and market needs. It is critical to teach the students of business education the true algorithms and practices in the market. It is the duty of all business educators to play their significant roles and prepare student to become financial gurus within their own domains and foster the economical revolution. Business educators need to improvise and provide the students with the basic foundations of personal finance, decision-making techniques and economic understanding of the international markets. Colleges and universities need to establish class room material that provides a solid educational foundation for students who want to touch different facets of the business disciplines. All students need to become knowledgeable and ethical decision makers as they fulfill their roles in their respective business arenas.

A recent survey by the University Of North Dakota states that one of the major stimuli in economical growth is the overall awareness of business ethics and principles. It is a concrete step to prosperity if all undergraduate students are at least aware of the basic business needs and requirements. All students in their careers will have to encounter different business environments and need to have a comprehensive and diverse reading of the business markets and trends. Students will have to play with business education basics each step of the way in their career climb.

A proper business education can contribute a long way in the overall performance of an individual and how that specific individual can contribute to society. Sound business education allows for students to master the fundamentals of business acumen and become a valued asset in the market.

Business education like many other professional degrees needs a continuous flow of information. Refresher courses and seminars updating the students are important steps that business leaders need to be taking.

Education System in UK – Colleges and Universities

Daniel Jowssey asked:

Why do many people like to go on a study tour to UK colleges and Universities? What do you know about education system in UK? Like many other countries United Kingdom has developed and diversified education system foe school graduates and those who want to get further or higher education. The incredible number of colleges and universities offers thousands of courses and subjects to study. Thus, it is very important to be well-oriented in education institutions diversity to choose the right one which will suite your interests and further career best. First, there is a difference between further education and higher education. Further education is provided by colleges and gives a number of special qualifications such as Business Study, Engineering, Catering etc. They are specially designed for basic knowledge study, which is an integral part of further education and special subject study. Often further education students are able to combine a few subjects and get two or three certificates accordingly. Most further education students are adults who are above 21 years old. They prefer to study part-time and go to work while studying. Anyway, it is your choice whether you will study full-time or part-time. Usually part-time jobs allow further education students cover their tuition fees expenses. UK educational institutions are divided into state and private colleges and universities. Some decades ago state colleges and universities considerably differed from each other, especially in education funding system and costs. Nowadays both types of institutions have high tuition fees and smaller amount of grants, University Access Funds and student loans assistance programs. Universities UK provide a wide range of subjects and qualifications to study. Education programmes at universities include lectures, seminars, workshops, trainings and practices. Some of them even organize working experience for a year or less. High tuition fees cover access to university books, software and computers. Be aware of ALL university facilities before applying for study: you must know well what you will have for your big money! Although higher education requires much study, research, writing and reading the most study process is independent; lectures, seminars and workshops take much less time than self-research and study. Of course you will be signed your own individual tutor who will guard your study and control your results, but be ready to become a self-organized student who plans his education process himself. All universities and even further education colleges in UK have specially assigned consultants who provide all information which you need. They are happy to consult you even in your private matters. However, it would be better to check the university or college environment by yourself. For example, such aspects as social environment, college/university city or town society, availability of night clubs, sports clubs or beaches play a significant role in our life. City/town living standards will help you count your accommodation and living expenses; remember, you are going to spend a couple of years there! Each year both private and state universities reduce their financial assistance, state and university grants cover only about 10 percent of education fees. Find out as much as possible about financial aid availabilities, at least you can apply for student education loans system. This system is the easiest way for funding education in UK now. However, you should remember it is repayable and sometimes has high interest ratio which expands to 20 years for paybacks to be affordable.

Online Learning– Opening New Dimensions in the Field of Education

Article Manager asked:

Education as we all know is the basic right of every child and all children should be imparted with at least elementary education so that there all-round development is not hampered. This though was soon understood by most of the parents and they realized the importance of studies in the life of their children. Today most of the parents are completely aware of education importance and they do everything to provide best education to their child. With the parents becoming more and more aware, the quality of education is also increasing day by day. In the process of improving the education quality, the education has taken many forms over the years.

Earlier education was imparted in home only, where private tutors were hired to teach the children, later the children were sent to school and colleges to gain knowledge, then the time of correspondence study came, where the study material and assignments were sent to the students through mail and latest in the field of education is online learning education, which has completely revolutionized the educational field. Today online learning education is considered as the most effective and suitable means of education in remote areas where class room learning is difficult to organize. Online learning education is a process of teaching, where a teacher teaches to the student, while they are not physically present at a common venue.

As we all know learning is a continuous process and online learning is the perfect medium which provide right platform for everybody to fulfill one desire of learning through the various stages of life. Online learning education also provides the same opportunity as standard colleges and institutions and even the objective of learning is same i.e. to gain knowledge. The only difference between the formal teaching process and online learning education is the medium through which they are imparted. Online learning education provides one with convenience and flexibility where one can choose the time and place of receiving education as per one convenience.

Online learning education is not everyone piece of cake and it requires sheer commitment and dedication from students in order to attain its objective. To effectively benefit from an online learning education one has to be disciplined, motivated and organized in his approach and learning process. There is not a regular teacher involved in this process to keep an eye on the students so the students themselves should be responsible enough to finish their task timely. Education that one receives through online learning is affordable, convenient and commendable and it also provides opportunity to explore the knowledge to the fullest.

The Benefits of Online Education

Mike Batta asked:

Have you considered the many benefits of online education? Most people understand that a good education is necessary for nearly any type of professional career, but there are a lot of roadblocks that people face when they actually consider furthering their education.

Jobs, financial problems, time, and family responsibility are frequently the reason why many find that they simply cannot return to school to further their education. Fortunately, with today’s technology anyone can take advantage of the benefits of online education.

One of the main benefits of online education is that it gives everyone access to a higher education. For those who live in a major metropolitan area, access to universities and colleges may not be a problem, but those who live in rural areas often find this to be the biggest roadblock to attending school.

Perhaps you live in an area that does not have a college campus close by, but it may not offer the education program that you need for the career you would like to pursue. Both of these are great reasons to consider the benefits of online education.

Going to school online also offers flexibility. This is one of the most important benefits of online education for adult students. When you choose to continue your education online, you have the advantage of having access to your lessons at anytime, day or night. It isn’t necessary to have to quit your current job to enable you to go to school, nor will you have to neglect your family responsibilities.

As long as you have a computer and access to the Internet, you can continue your education, and do it when it’s most convenient for you.

Another of the benefits of online education is the fact that it can actually provide more interaction with the instructor, as well as the rest of the class. It is really a misconception that going to school online takes away from interaction.

When going to school in a traditional classroom setting, you may have only a few moments before class, or after in which you can talk with your instructor. Even then, there will likely be many other students vying for the instructor’s attention. It can be difficult for an instructor to give adequate attention to every student under these circumstances, but one of the benefits of online education is that the instructor can give every student personal attention.

Additionally, fewer people tend to participate in classroom discussions in the traditional education setting, but online there is less inhibition when it comes to getting involved with discussions.

Another of the benefits of online education is the increased ability to focus on your assignments. Though there is more interaction with the instructor and others in your class, you can save that interaction for when it’s convenient, and focus on your assignments when that’s what you need to be doing.

When you examine the many differences between the benefits of online education as apposed to a traditional education, you’ll see why it has become a popular option.

If You are a Real Estate Investor You Must Continue Your Real Estate Education

Vinood Kumarr asked:

With all things that are done intentionally as a real estate investor your education comes first. A real estate investing education is primary to your success in business, and in all circumstances there is an identifiable pattern of learning that leads from thought to action. When experiencing something new, first you hear about it or learn of its existence. Next you learn what it is. Then you learn how it works. And finally, you practice it, which is where experiential learning begins.

This article is intended to discuss education, separate from experiential learning (but a little more on that below). Your real estate education should not be looked at as a phase you go through, but rather as an ongoing process. This is a requirement to stay in the real estate business and to excel. There are at least three very good reasons why your real estate investing education should be continuous and ongoing. One is that having new information can allow you to improve the process of what you’re already doing, so that you can do it better. Another is that having new information can allow you to do new things that you’re not already doing, such as implementing new profit centers in your real estate business. A third is that the world is always changing so that knowledge needs to be continually updated to be useful.

The fastest way to develop yourself educationally is to actively seek out as many sources of education as possible on a continuing basis. There are three common modes of education to be aware of that can help inform your search. One is private education that you digest on your own, which can include books, audio recordings, video recordings, websites, and online and offline real estate investing newsletters. Another is participatory education, which involves some sort of interaction with an educator, and can include seminars or boot camps, conference calls, and webcasts.

Yet one more is hands on education, which can be gotten by working with others already in the business. This could take the form of a mentorship or an apprenticeship with another investor. You could also take advantages of all the resources of a local real estate club, either online or offline, which is dedicated to helping investors further their education in all sorts of ways. As an ongoing business activity, your real estate education deserves management and balancing against the other ongoing activities of your business as well as all of the other demands on your time.

You should work it out however is best so as to ensure that a dedicated portion of your time and resources on a regular basis go to furthering your real estate and business education. A final word on education from experience, or experiential learning, comes last. Education can be overrated by beginning real estate investors. While it does have a large role to play in your overall progress and success, the amount you actually learn from studying educational materials is negligible compared to the amount you learn from actually performing an action or having an experience.

Lessons After College: 21st Century Online Education

Bryan Smith asked:

Thoughts on College Education

So we have finished our college phase and ready to tackle our “careers.” Ten to twenty years down the line, you still have your career but you are not getting anywhere. Perhaps a question should be asked… Is this it? While this may not be a question of doom, the “it” factor can bring worries to a lot of people. Having to go to work every living day, ending in a bi-monthly payment, and getting on with life must have been the ideal life when you were in college. At this time reality has set in, and your ideals have been betrayed. It seems like you have been living in the past.

However, here comes a new idea: 21st century education. What is it? Is it the hoopla of courses? Maybe a new hip trend? Well whatever it is, revolutionary seems to be the right word.

21st Century Education as the New Standard

21st century education is a tag name for people that challenges what classical education is. It dissects the purpose of education and its value to the well-being of a person. 21st century education is the gamut of current learning. It is the application of now rather than what could have been. 21st century education is a continuing change in mindset in a fast changing world. It is a tool not only to be with the times, but to be ahead of the trend.

Thus, in the subject of financial freedom, wealth creation, and personal management, 21st century education is our guide. However, it should not be merely a commodity. This learning comes with a cost, whether we talk money, effort, and time. In the end, it might be the best investment in your life.

The value of online education as a tool to spread 21st century education is the essence of continuing internet-based education. The wonders of the internet from a pod of entertainment to a reliable source of life changing information has allowed great people such as Jamie McIntyre to share their knowledge of wealth creation and financial freedom. Through these medium of online education classes, professionals and fresh graduates can find the most significant material in their 21st century perspective shift.

The New Way

Learning the 21st century way is the essence of internet-based education. Online education gives students the flexibility of time that allows us to choose and evaluate information without being spoon fed by real faculty. At the same time, online learning allows us a choice of pace. We can wiz through these lessons or allow days to meditate on the topics such as the “right attitude about money.” In the end, this allows us to be accountable with our studies and the time that is left free for us. This practice is training in itself in achieving the value of 21st century education in the real world.

Continuing education online courses should not be a burden for us. However, we must not also take these things for granted. A missed lesson is wasted time, and in achieving financial freedom, time is money. Online learning is therefore an outlet for training and principled shaping of our belief to become wealth creators.

Online learning and training is the trend. 21st century education is another trend. Together, they are trends that won’t go away. What they offer is values that successful people have. Therefore, continuing online education courses about 21st century perspective is our choice to make. It is a choice that is definitely getting easier by the minute.

Education Personal Loans for Students Bad Credit – Key to Pay for Higher Education

Alec Jordan asked:

Have you got any dream of achieving higher education? Do you have adequate funds to meet the high costs of education? If not, you do not have to worry because there is an answer for this question. Education personal loans for students bad credit are specially configured for the purpose of eradicating high costs of higher education. By the help of these loans, students can exterminate such expenses as pay examination or college fee, hostel charges, laundry bills, travel expenses, purchasing books, and computer. Computer plays important role in modern education, so it is extremely necessitated for all students.

These loans are not only supportive for the provincial or national students but also these are helpful for those students who covet to achieve international education. Education personal loans for students bad credit can be availed in two types of financial aid secured and unsecured forms. Availing the best amount for the purpose of abroad education you can apply for secured education personal loans for students bad credit but for these loans you need to pledge assets as collateral and you can get the amount in accordance with your education outlays. These loans can be repaid after achieving your education or after getting job. In matter of interest rates these loans carry comparatively low.

If you do not have any collateral to place against the loan amount then you can pursue higher education in renowned college. You can apply for unsecured education personal loans for students bad credit that offer the amount ranging from £1,000 to £25,000 without taking any security as collateral. These loans can be repaid within 6 months to 10 years or completion your education. But the rate of interest is marginally higher in unsecured ones. Lenders charge this rate of interest to cover their risk factor.

Students who are suffering from such conditions as defaults, CCJs, IVA, arrears or insolvency etc and do not have any option to come out of such situations, furthermore to achieve education. They can apply for education personal loans for students bad credit and get the sum of amount according to their education costs. By the help of these loans they can pursue study in classes of UG or PG without any restriction or hassles. By repaying amount timely they can improve their bad credit history.

Helpful Tips and Facts on Educational Toys

Rachel Nunez asked:

All of us went through our childhood. It is a milestone in our lives where in we are a little less care free and we tend to do the things within our comfort zones. Playing has a considerable impact in our lives. Now, that some of us has assumed the role of a parent, we must understand why kids must play and how they will play as well as how to develop the cognitive faculty of our kids through playing. Read along to find some helpful tips and tidbits about playing and educational toys for our children.

* Playing and Development – The connection in between.

Playing is a very significant factor in the development of our personalities and personhood during the childhood years. Playing can be a perfect method where in kids can practice being a grown up. During plays, children can assume adult roles and grown up responsibilities. Children can have the chance on how to act like adults without the “real responsibilities and risks” o being an adult. They can explore on how to react and interact to situations in conformity to what the society approves and what is right and just. In order for our kids to enjoy playing, toys are available for them to use. These toys are the tools which children use while playing. Anything that a child can safely play with can be a toy.

* Educational toys for a more worthwhile playing

Toys are available in toy stores in shopping centers and department stores. Parents would want to maximize the playing times of their children where in they can develop motor skills as well as the social skills of a child. In the last several years, parents have considered honing the mental and cognitive skills of their children to make playing times a more worthwhile leisure activity. With the desire of the parents to provide the best for their child, an educational toy is more preferred on top of all the wide array of toy options in the market.

* Educational toys in a nutshell

All of us know what educational toys are, but we often wonder what an educational toy is in its strictest sense or definition. Are there any standards to define that a toy can be considered as an educational toy? There is no concrete definition for an educational toy. However, what we came to know about educational toy is that it is a type of a toy which can help the kids to play and learn something while playing. What kids learn with educational toys can benefit them with something which can be of use to them in the future as they grow older. Learning while playing is possible but parents must be present during play times to guide their kids while playing. Parents must control the course of play to keep it educational for their kids.

* Educational toys can work wonders with your child

Educational toys are among the most preferred playing tools for children simply because it can make wonders with how our kids grow up. These types of toys will help kids realize some of the salient points in relating with others, conforming to the rules and strengthen personal beliefs and principles of children. These educational toys can help them comprehend how things work and in solving simple problems, these toys can also develop the movement of the kids in terms of synchronicity of movements as well as physical stamina. Educational toys can help your kids develop their imagination; define the differences among objects and persons.

We have learned a lot when it comes to educational toys. Thus it is best we keep ourselves abreast to helpful tips and facts on educational toys. We can assume our parenting roles in a less stressful way and we can enjoy quality time with our kids through worthwhile play.

Is College Education More Valuable Than a Job Experience

Bhavna asked:

Job Experience or education degree? What values more? It is a discussion that has been going on for quite some time now. And no definite conclusion has still been drawn for the simple reason that it’s subjective and it really depends on individuals. Of course, the value of a college education degree cannot be paralleled to that of a job experience. Still the global job market can boast of innumerable examples of individuals who are at the peak of success without attaining a graduate or master’s degree or higher education for that matter.  

For many it becomes difficult to continue school because of soaring costs of education & if one thinks that it is more important for him to earn money rather than going for a full-time degree course. Previously a high school diploma was considered enough to assure an entry-level job where the profile is handling basic tasks. Besides, they are given on-the-job training  to hone their skills. At the same time, they had enough number of years to count as their job experience. As a result, people hardly changed job and preferred to stay with that company in their entire career.  

These traditions, however, are no longer practiced because today’s job market provides individuals with better opportunity. An individual changes jobs, as soon as they are offered a better growth opportunity and a few extra thousands are added in the pay package. Hence, it will not be wrong to say an individual changes around nine to ten jobs in his entire career. Considering this, employers nowadays hesitate to spend on internal training and hires individuals who does not need to undergo development programs and most preferably has higher education degree to his credit. Hence, we can say that there are many reasons why a college degree has fair advantage when it comes to career growth in the long run. 

Employment Benefits

 A college graduate is a highly attractive candidate for recruiters. As a holder of a graduate degree, you are at an advantage to choose from a variety of job offers. You do not have to go for an entry-level job but can join in the middle management at the very first time. No doubts you will earn much more than those without proper degrees. On the other hand, people with job experience without college degree does not have comprehensive knowledge to handle the business. 

Meet Tougher Job Requirements

A college graduate comparatively has better interpersonal & more critical skills to his credit. During their years of college education, they learn & assess the various strategies and factors driving today’s market. They are better exposed to the ever-changing market and can analyze problems & take smart decisions that ultimately results in the profitability of the company.

Career Training Provided

 A college graduate is provided all the necessary career training, they possess specific skills and are learned to perform jobs with detail and understand client mentality at the same time. Some institutes also provides internship to the students at other companies, thereby helping them acquire practical knowledge and greater exposure. Therefore, employers always prefer to recruit holders of bachelor degree.

 Increased Income

Investment in higher education is always rewarding. Whatever you spend on your degree course, will return to you as your attractive pay package. You spend hefty amount to pursue college education but you are assured of  higher earnings that is much more than your colleagues who doesn’t possess graduate degree. 

Economic Benefit to the Nation

 It is rightly said that a nation cannot progress if its citizens lag behind in education. No doubt a nation earns and progresses if the number of college graduates increases every year. Because of higher education, a nation’s tax revenue increases, greater manpower results in greater productivity which results in the advancement of the country as a  whole.

 Social Value of College Education 

It has been found that higher education is highly related to good citizenship and family values. Graduates have more sense about the right upbringing of their child, the elements that can progress or harm the society, etc. In a way, their practicality helps in the progress of the society and the country in the long run.

 As it is clear above that a college educations proves more beneficial for a person, it becomes imperative that more number of people participate in higher education and fill the gap that arises due to the non-participation in college education. Increased college education will not only help the student to mark an edge, but also benefit the society and the country as a whole.

 However, it would be wrong to say that only holders of college and higher education can be successful in their careers. Today a number of institutions offer online degree courses for all professions. Most of the courses are accredited and provides the same education quality that one gets in a full-time college degree course.

The education industry

shikha asked:

There is common saying that goes..”The roots of education are bitter but the fruit is sweet.” The roots in our country is the system. Being the world’s largest democracy the educated youth of the country has had to pay the price. The price being to forgo their entry into professional colleges, thanks to the quota system. In some states with quotas upto 70% of the seats the youth belonging to the so called “upper castes” do not find a place in Government colleges/institutions.

This gave rise to the opening up private educational institutions across India.

Private Educational Institutions in India could be classified into the following categories:

(a) Aided Colleges these are colleges that are privately managed but aided by the government.

(b)Unaided colleges these are colleges that are privately managed and also raise their own funds.

Professional colleges across India have sprung up in such large numbers making it into an industry of sorts. We are calling this “Industry” because of the employment and the revenues that these institutions generate.

Private spending on education in India in $US

Schooling (tuition fee, tutoring, textbooks, preschool etc.)

29413 million

Professional Courses (engineering, medical, MBA)

7054 million

Test Preparation (engineering, UPSC, medical test prep, GRE/GMAT etc.)

1664 million

Skill development (vocational training, child skill enhancement for mental arithmetic etc. IT training, teacher training etc….)

2436 million

Estimated total market size in private sector

40,565 million

There are institutions often funded by rich individuals or even by organizations. The market for these private institutions has survived and indeed blooming by the day although new colleges come across high legal barriers to enter.

Many of these institutions cannot confer degrees on their students unless they meet set guidelines that have been set by the government body the AICTE and the UGC. This growth can be attributed to the phenomenal growth of the IT industry the country has witnessed. As a country we also have to use the huge educated population to our advantage.

Today, four out of five engineering students attend private colleges, even though those institutions charge five to 10 times more in tuition than government colleges. The private schools also demand an upfront entry or “capitation” fee in a range of anything between 20 lakhs to 50 lakhs—which is in many cases a small fortune for middle-class families. One has to remember that the returns on these investments are also high.

The Planning Commission reports that in the period 2002-2007, the share of private institutions in higher education increased from a third to over half of all enrolment. And this trend, by all accounts, will continue into the future. Engineering, Medical and Management are the favorite streams for most of these private institutions. Over sixty percent of private engineering and medical colleges are located in the 4 southern states of Karnataka, Andhra Pradesh, Tamil Nadu and Maharashtra. These states account for 25 % of the population but house more than half of the number of engineering and medical colleges. The central government too encourages these private institutions as it takes the pressure off its own self and ensures availability of skilled manpower, the main requirement for a growing economy.

Another measure adopted by the government to ensure students are able to pay the high fees is by persuading Public Sector banks in providing education loans to the students. The student loan disbursement of Public sector banks stood at a whopping Rs. 20,000 crores till the end of the financial year 2007-08.

The education market is leaning on the back of the workforce proving itself equal to their counterparts elsewhere in the world in productivity. The Indian workforce is the much sought after lot by global giants across the world. Hence it is safe to say that the education system and the industry behind this workforce is witnessing a boom time.

India’s youth, often referred to as its demographic dividend, accounts for over 50 per cent of its total population, with 367 universities and 18,000 colleges with half-a-million teachers and about 11 million students on the rolls. As mentioned earlier as a country we must use this demographic dividend to our advantage. In the last five years there are about 1,500 management colleges, close to about 3,500 engineering colleges and about 1,200 medical colleges.Besides these private engineering and medical colleges the state has also witnessed investments from private equity players in the education segment.

Below are mentioned a few of such ventures:

India-focused PE firm Gaja Capital Partners invested 8.25 million dollars in Career Launcher. SAIF Partners invested 10 million dollars in the English training academy Veta and ICA Infotech. Some of the other listed companies in the education segment are Educomp Solutions, which posted a return of 374 per cent. Everonn Systems, which got listed in August 2007, gave a return of 130 per cent in just five months. The older names like Aptech and NIIT, fetched returns of 162 per cent and 124 per cent in 2007. This market also runs into crores of rupees.

It is believed that based on the current and future manpower requirements of the various sectors, there is a huge demand-supply gap in the education space. The education sector has opened up to brand new areas and subjects. Whoever thought of taking up courses like graghic designing or retail management and going on to make a successful career out of it. This has attracted many players to invest in education and training institutions.

In conclusion:

Although the primary education scenario in the country is not very glossy one can paint a very rosy picture of higher education in the country. One can only hope for that much concern in  primary education which still remains very illusive for many.